Businesses of all kinds need choices to accommodate their unique payment environments. Not only will Consumer Choice with Payroc’s ACH solution give your customers an additional way to pay, but it will also eliminate the cost of ALL Card Transactions!
Consumer Choice empowers businesses to offer dual pricing at checkout, giving the option of cash price or a card price with processing costs included.
Cash Discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with a cash or check.
NO Surcharge or FEE added to Customer Receipt!
Merchant does not have to raise default pricing, simply provide the customer with the Choice to pay one price for cash or a slightly higher price for a card transaction, credit or debit.
Pay the exact Interchange plus
.20% discount rate and $.20/ item fee.
Interchange Plus processing is a simple and standard way to accept payments, compatible with almost any product.
We display Visa's Interchange rates on our website as part of our transparent Interchange Plus pricing.
Interchange-plus pricing works best in the following situations:
Small Businesses processing under $5k/mo.
Flat-rate credit card processing options removes the unpredictability and complexity. Flat rate percentage with a Low per item fee.
Also known as flat-fee credit card processing, this payment processing model can be cost effective for some businesses, mostly new and very small ones.
This pricing model charges one flat-rate processing fee for every transaction - no matter if it's a debit or credit card, Visa or Amex. The Interchange Fee and markup are blended into the flat rate.
An example would be a charge of
2.6% + 10¢ per swipe.
But this rate can be high.
For debit card transactions, you don't get to benefit from the low interchange rate of .05%.
Bottm Line Flat Rate Pricing is Typically For: